If you are new to the world of credit cards, there might be a little voice in your head wondering about whether or not you will be at risk when it comes to people getting your credit card information online,
It’s a good concern to have and if anything, it proves that you are approaching your new card responsibly. Just because you’re doing that, however, does not mean that you do not run the risk of the getting your information stolen.
So, what are some the things you need to know about your credit card information being at risk? Keep reading to find out.
1.Thieves don’t need your credit card number in order to steal it.
This might seem hard to believe, but it is quite true. What they really need is just one piece of highly sensitive information and can usually find ways to get access to the rest. Be careful with information such as birth certificates, Social Security cards, passports, and other forms of government issued IDs. That way, thieves won’t be able top get their hands on the majority of your most sensitive information.
2. Sometimes the unrelated info you share online is enough.
This is scary to consider, but that doesn’t mean it’s not important to know. Sometimes seemingly innocent information can allow thieves to steal your information. For example, never list your full birthday on social networking sites such as Twitter or Facebook. Also, don’t list a home address or phone number.
3. Go paperless as much as you can.
While the internet can give thieves special access to your credit card information, it has also offered great ways to keep yourself safe. Going paperless has many benefits, but that major benefit that helps keep you safe is that it is sharing your balance and statement information on your private account or email address rather than sending it to you in the mail. While that information will almost always get to you safely in the mail, it because a risk after you open and dispose of it. There is really sensitive information on statement letters, and while millions of Americans certainly just throw them away, it is far better to either hold onto them, or only get rid of them after you put them through a shredder.
If you are able to, seriously consider going paperless with not just your credit cards, but also your banks, and any other financial institutions you work with.
On the other side, if you have yet to go paperless and find that your bills have not arrived at the end of one billing cycle, it could mean that someone has stolen your information and has changed your mailing address. It is something to certainly keep in mind when you are looking to keep your information, your card, and yourself safe from credit card thieves and identity thieves looking to get your information online.